--- title: Beam Dental Blog | Dental Insurance description: Dental Insurance | Get oral health tips, understand your dental benefits better, and read the latest Beam news on our dental blog! --- [![beam](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/beam_logo_dark@2x-278c5f6aef24a9f9801ee38e6728250b.png)](http://beam.dental/) - [Home](http://blog.beam.dental) - View Blogs For - [Brokers](https://blog.beam.dental/tag/brokers) - [Employers](https://blog.beam.dental/tag/employers) - [Members](https://blog.beam.dental/tag/members) - [News](https://blog.beam.dental/tag/beam-news) - Topics - [Dental Health](https://blog.beam.dental/tag/dental-health) - [Dental Benefits](https://blog.beam.dental/tag/dental-benefits) - [Vision Benefits](https://blog.beam.dental/tag/vision-insurance) - [Tech](https://blog.beam.dental/tag/technology) - [Games](https://blog.beam.dental/tag/games) - [FAQs](https://help.beamtoothbrush.com/hc/en-us) - [Login](https://app.beam.dental/) - [Home](http://blog.beam.dental) - View Blogs For - [Brokers](https://blog.beam.dental/tag/brokers) - [Employers](https://blog.beam.dental/tag/employers) - [Members](https://blog.beam.dental/tag/members) - [News](https://blog.beam.dental/tag/beam-news) - Topics - [Dental Health](https://blog.beam.dental/tag/dental-health) - [Dental Benefits](https://blog.beam.dental/tag/dental-benefits) - [Vision Benefits](https://blog.beam.dental/tag/vision-insurance) - [Tech](https://blog.beam.dental/tag/technology) - [Games](https://blog.beam.dental/tag/games) - [FAQs](https://help.beamtoothbrush.com/hc/en-us) - [Login](https://app.beam.dental/) # Beam Dental Blog # dental-insurance Sep 30 ## [Beam Teams with Angle Health to Deliver Dynamic Employee Benefits](http://blog.beam.dental/beam-dental-angle-health) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Beam News](http://blog.beam.dental/tag/beam-news), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits) | [1 Comment](http://blog.beam.dental/beam-dental-angle-health#comments-listing) COLUMBUS, Ohio (September 30, 2021) — Today, Beam Dental announced it is now a partner with [Angle Health](https://www.anglehealth.com/), a digital-first healthcare benefits provider for the modern employee. [Read More](http://blog.beam.dental/beam-dental-angle-health) Jul 08 ## [Beam Dental Is Now Live in Virginia!](http://blog.beam.dental/beam-dental-virginia) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Beam News](http://blog.beam.dental/tag/beam-news), [Employee Benefits](http://blog.beam.dental/tag/employee-benefits), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Vision Insurance](http://blog.beam.dental/tag/vision-insurance), [Vision Benefits](http://blog.beam.dental/tag/vision-benefits) | [No Comments](http://blog.beam.dental/beam-dental-virginia#comments-listing) COLUMBUS, Ohio (July 8, 2021) — Beam Dental is glad to announce that it is now licensed to provide employee benefits in the state of Virginia. [Read More](http://blog.beam.dental/beam-dental-virginia) Apr 20 ## [What Is a Waiting Period for Dental Insurance?](http://blog.beam.dental/what-is-a-waiting-period-dental-insurance) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Brokers](http://blog.beam.dental/tag/brokers), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Members](http://blog.beam.dental/tag/members), [Employers](http://blog.beam.dental/tag/employers) | [1 Comment](http://blog.beam.dental/what-is-a-waiting-period-dental-insurance#comments-listing) When you purchase something new, you probably want to use it right away. Dental insurance doesn’t always work that way. Some plans come with a “waiting period.” What does that mean, and does Beam have a waiting period? Allow us to explain. [Read More](http://blog.beam.dental/what-is-a-waiting-period-dental-insurance) Feb 02 ## [Just Got Dental Insurance? Here's What to Know](http://blog.beam.dental/dental-insurance-what-to-know) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Members](http://blog.beam.dental/tag/members) | [1 Comment](http://blog.beam.dental/dental-insurance-what-to-know#comments-listing) So, you just signed up for dental insurance for the first time. This is an important step for keeping a healthy mouth and a bright smile! Before scheduling your first appointment with a dentist, though, it pays to learn more about your coverage. By getting familiar with insurance terminology and... [Read More](http://blog.beam.dental/dental-insurance-what-to-know) Dec 10 ## [Do Dental Benefits Roll Over From Year to Year?](http://blog.beam.dental/do-dental-benefits-roll-over) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Brokers](http://blog.beam.dental/tag/brokers), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Members](http://blog.beam.dental/tag/members), [Employers](http://blog.beam.dental/tag/employers) | [No Comments](http://blog.beam.dental/do-dental-benefits-roll-over#comments-listing) PPO dental plans often come with annual maximums, which are just what they sound like: the maximum amount of money your plan pays for covered dental services in a benefit year. If you go over this threshold, you’d pay for any remaining services out of pocket. That said, many people don’t meet their... [Read More](http://blog.beam.dental/do-dental-benefits-roll-over) Dec 03 ## [4 Tips for Navigating Open Enrollment in 2020](http://blog.beam.dental/open-enrollment-tips-2020) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Employee Benefits](http://blog.beam.dental/tag/employee-benefits), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Members](http://blog.beam.dental/tag/members), [Vision Insurance](http://blog.beam.dental/tag/vision-insurance), [Open Enrollment](http://blog.beam.dental/tag/open-enrollment), [Group Life Benefits](http://blog.beam.dental/tag/group-life-benefits), [Life Insurance](http://blog.beam.dental/tag/life-insurance), [Vision Benefits](http://blog.beam.dental/tag/vision-benefits) | [1 Comment](http://blog.beam.dental/open-enrollment-tips-2020#comments-listing) It’s that time of year for many companies across the nation: open enrollment. As an employee, this is your only opportunity to select benefits for the next year (unless you have a [qualifying life event](https://blog.beam.dental/life-changes-switching-dental-benefits)), which means it’s not something to take lightly. You’ll be making crucial decisions about your... [Read More](http://blog.beam.dental/open-enrollment-tips-2020) Oct 21 ## [Beam Introduces Innovative, Prevention-Focused Brush Bucks Dental Plan](http://blog.beam.dental/beam-introduces-innovative-prevention-focused-brush-bucks-dental-plan) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Beam News](http://blog.beam.dental/tag/beam-news), [Brokers](http://blog.beam.dental/tag/brokers), [dental plan](http://blog.beam.dental/tag/dental-plan), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Employers](http://blog.beam.dental/tag/employers) | [No Comments](http://blog.beam.dental/beam-introduces-innovative-prevention-focused-brush-bucks-dental-plan#comments-listing) COLUMBUS, Ohio (October 21, 2020) — Beam Dental, one of the fastest-growing dental benefits providers in the country, has unveiled its new Brush Bucks plan designed to save employers and members money while providing fully covered preventative care.\* [Read More](http://blog.beam.dental/beam-introduces-innovative-prevention-focused-brush-bucks-dental-plan) Sep 03 ## [What Small Businesses Are Looking For in Employee Benefits](http://blog.beam.dental/what-small-businesses-look-for-in-employee-benefits) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Brokers](http://blog.beam.dental/tag/brokers), [Employee Benefits](http://blog.beam.dental/tag/employee-benefits), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Open Enrollment](http://blog.beam.dental/tag/open-enrollment) | [No Comments](http://blog.beam.dental/what-small-businesses-look-for-in-employee-benefits#comments-listing) Q4 will be here before you know it, which means small and mid-sized businesses across the country will be selecting benefits for 2021. As brokers prepare for the busiest time of year, preparation is key to being a trusted advisor — and that means understanding clients’ needs to determine what’s... [Read More](http://blog.beam.dental/what-small-businesses-look-for-in-employee-benefits) Aug 05 ## [What's a Missing Tooth Clause?](http://blog.beam.dental/missing-tooth-clause) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Brokers](http://blog.beam.dental/tag/brokers), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Members](http://blog.beam.dental/tag/members), [Employers](http://blog.beam.dental/tag/employers) | [1 Comment](http://blog.beam.dental/missing-tooth-clause#comments-listing) Whether you’re an HR professional shopping for dental coverage or a broker preparing clients for open enrollment, it’s important to have a strong understanding of the available plans. Nearly all plans have limitations, and learning more about them can help you make the best decision for your... [Read More](http://blog.beam.dental/missing-tooth-clause) Jun 24 ## [3 Tips for Choosing a Dental Benefits Plan](http://blog.beam.dental/3-tips-for-choosing-a-dental-benefits-plan) By [Matt Wilkes](http://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](http://blog.beam.dental/tag/dental-insurance), [Dental Benefits](http://blog.beam.dental/tag/dental-benefits), [Members](http://blog.beam.dental/tag/members) | [1 Comment](http://blog.beam.dental/3-tips-for-choosing-a-dental-benefits-plan#comments-listing) Visiting the dentist regularly is crucial to keeping your mouth healthy and your teeth shining brightly. But those visits can get pricey on their own. Fortunately, many employers offer dental benefits that can alleviate the financial burden of oral care. If your company’s open enrollment is... [Read More](http://blog.beam.dental/3-tips-for-choosing-a-dental-benefits-plan) [Next](http://blog.beam.dental/tag/dental-insurance/page/2) [![beam](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/footer_logo.png)](http://beam.dental/) - [![facebook](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/fb_icon-c5c137f93135fc23448a4094d3eee67e.png)](https://www.facebook.com/BeamBrush) - [![twitter](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/twitter_icon-a2d0f5ba79d176b91db79c4f3777de45.png)](https://twitter.com/BeamDental) - [![linkedin](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/in_icon-cf7bbedf2e68d00b05ea514c2dab7886.png)](https://www.linkedin.com/company/beam-technologies) - [![instagram](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/instagram_icon-ae10ef127ce68b6e250477977018e2ba.png)](https://www.instagram.com/beam_dental/) ### Explore - [Members](http://beam.dental/members) - [Brokers](http://beam.dental/brokers) - [Employers](https://beam.dental/employers) - [Providers](https://beam.dental/providers) - [Blog](http://blog.beam.dental/) - [FAQ](https://help.beamtoothbrush.com/hc/en-us) - [Careers](https://jobs.lever.co/beam) - [Privacy](http://resources.beam.dental/content/privacy) - [Terms](https://resources.beam.dental/content/terms-and-conditions) ### Contact us - [Help? (800) 648.1179](tel:18006481179) - [support@beam.dental](mailto:support@beam.dental) - Main Office: [226 N 5th St. 4th Floor Columbus, OH 43215](https://www.google.com/maps/place/Beam+Dental/@39.9676512,-82.9976164,17z/data=!3m1!4b1!4m5!3m4!1s0x88388ff04b3c46f5:0xbb8c7359d63b5ac8!8m2!3d39.9676471!4d-82.9954277) - Claims: [PO Box 75372 Cincinnati, OH 45275](https://www.google.com/maps/place/Burlington,+KY+41005) - Payer ID: **BEAM1** © 2022 Beam Technologies Inc. All rights reserved. \* Beam Perks™ is provided by Beam Perks™ LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1.800.648.1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beam.dental. Beam Perks™ may be changed at any time without notice and is subject to availability. See perks.beam.dental for Terms and Conditions. † Lower rate based on group's participation in Beam Perks™ wellness program and a group aggregate Beam score of "A". Based on Beam® internal brushing and utilization data. Not all Products Available in All States. ¶ Access points are comprised of the following networks; Dental Benefit Providers (DBP), Careington, DenteMax Plus, Connection Dental, and First Dental Health. ‡ There is no discount associated with the bundling of products. \## Pricing customization may vary based on state specific limitations. Refer to plan documentation for full details of your plan. Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC. Dental policy form series numbers NDNGRP 04/06, NDNGRP 2010, and NDNGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in DE, ID, NY, LA (4/1/22), OH (4/1/22), TX (4/1/22), and UT (4/1/22). Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Vision Policy form series numbers NVIGRP 11-13, NVIGRP 5-07 and NVIGRP 2020. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Life, Short-Term Disability and Long-Term Disability Additional Value Added Services are not available in the state of Louisiana. National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life. DHMO dental product available in CA, underwritten and administered by California Dental Network, marketed by Beam Insurance Services LLC. Beam Perks™ and Beam Perks™ rewards program not available for DHMO product members. ***BM-WEB-0002-201707***