11 Life Insurance Terms You Should Know

By Matt Wilkes | Employee Benefits, Members, Employers, Group Life Benefits, Life Insurance | No Comments

If your company offers group life benefits, you may wonder what the various terminology means — after all, it’s a bit different than health and dental insurance. We’re here to help! Here are some common terms you may run across when reviewing your life policy and what they mean.

Read More

What's a Missing Tooth Clause?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | 1 Comment

Whether you’re an HR professional shopping for dental coverage or a broker preparing clients for open enrollment, it’s important to have a strong understanding of the available plans. Nearly all plans have limitations, and learning more about them can help you make the best decision for your...

Read More

What Is Bruxism? Your Guide to Teeth Grinding

By Matt Wilkes | Members, Dental Health | No Comments

Do you notice yourself clenching your teeth when feeling stressed out? Do you often wake up with a sore jaw and aren’t sure why? You may have a dental condition known as bruxism, or tooth grinding. Many people deal with tooth grinding, especially at night — one study found that 8% of participants...

Read More

3 Reasons Your Company Should Offer Group Life Benefits

By Matt Wilkes | Employee Benefits, Employers, Group Life Benefits, Life Insurance | 1 Comment

As Q3 begins, many companies around the country are starting to prepare for open enrollment. That means it’s time to not only evaluate your organization’s current benefits, but it’s also prudent to research new lines of coverage your employees could find valuable. 

Read More

Beam Offering Group Life Benefits Through Nationwide®

By Matt Wilkes | Beam News | 1 Comment

COLUMBUS, Ohio (July 8, 2020) — Beam Dental, one of the country’s fastest-growing ancillary benefits providers, today announced it will begin offering group term life and accidental death and dismemberment (AD&D) benefits through Nationwide®.

Read More

3 Tips for Choosing a Dental Benefits Plan

By Matt Wilkes | Dental Insurance, Dental Benefits, Members | 1 Comment

Visiting the dentist regularly is crucial to keeping your mouth healthy and your teeth shining brightly. But those visits can get pricey on their own. Fortunately, many employers offer dental benefits that can alleviate the financial burden of oral care. If your company’s open enrollment is...

Read More

Why Dental Benefits Are Important for College Students

By Matt Wilkes | Dental Insurance, Dental Benefits, Members, Dental Health | No Comments

Going to college brings about many new challenges, whether it’s adjusting to a studying routine, an unfamiliar city, or newfound independence. On top of that, many students have to learn how to manage finances, too. From tuition and books to groceries, college has many expenses that you probably...

Read More

What Is a Root Canal? An Overview of the Procedure

By Matt Wilkes | Members, Dental Health | 3 Comments

When you have a cavity, a filling is often the treatment recommended by your dentist. Not all cavities are created equal, however. For severe decay, your dentist may need to perform a root canal procedure to save the tooth. Root canal treatment may also be necessary for a tooth that is severely...

Read More

What to Expect When You Get a Tooth Filling

By Matt Wilkes | Members, Dental Health | No Comments

If you were just diagnosed with a cavity for the first time, you’re hardly alone. The CDC estimates that over 90% of American adults experience tooth decay, with 80% of people having one by the time they’re 34 years old1. Your dentist may recommend an amalgam or composite filling to restore the...

Read More

MAC vs. UCR Dental Plans: What's the Difference?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | No Comments

You go to schedule an appointment with your dentist only to find out they’re not in-network with Beam. What now? Don’t stress — you can still visit your provider of choice! While staying in-network is often the most cost-effective option, you can still affordably visit an out-of-network dentist....

Read More