members

What Is a Waiting Period for Dental Insurance?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | No Comments

When you purchase something new, you probably want to use it right away. Dental insurance doesn’t always work that way. Some plans come with a “waiting period.” What does that mean, and does Beam have a waiting period? Allow us to explain.

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Just Got Dental Insurance? Here's What to Know

By Matt Wilkes | Dental Insurance, Dental Benefits, Members | 1 Comment

So, you just signed up for dental insurance for the first time. This is an important step for keeping a healthy mouth and a bright smile! Before scheduling your first appointment with a dentist, though, it pays to learn more about your coverage. By getting familiar with insurance terminology and...

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Do Dental Benefits Roll Over From Year to Year?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | No Comments

PPO dental plans often come with annual maximums, which are just what they sound like: the maximum amount of money your plan pays for covered dental services in a benefit year. If you go over this threshold, you’d pay for any remaining services out of pocket. That said, many people don’t meet...

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4 Tips for Navigating Open Enrollment in 2020

By Matt Wilkes | Dental Insurance, Employee Benefits, Dental Benefits, Members, Vision Insurance, Open Enrollment, Group Life Benefits, Life Insurance, Vision Benefits | No Comments

It’s that time of year for many companies across the nation: open enrollment. As an employee, this is your only opportunity to select benefits for the next year (unless you have a qualifying life event), which means it’s not something to take lightly. You’ll be making crucial decisions about...

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What to Know About Face Masks & Your Dental Health

By Matt Wilkes | Members, Dental Health | No Comments

Masks have become a part of everyday life in 2020, as research has increasingly shown they’re effective in slowing the spread of COVID-191. Whether you wear a mask while you work or when you go to the grocery store, you may wonder if it has any consequences for your dental health. Long story...

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How Long Should You Brush Your Teeth?

By Matt Wilkes | Members, Dental Health | 1 Comment

You’ve heard it time and time again — brushing twice per day is the first step in a strong dental care routine. While that recommendation may be as ingrained in your head as “breakfast is the most important meal of the day,” don’t take it for granted. Taking the right approach to brushing will...

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The Do's and Don'ts of Flossing

By Matt Wilkes | Members, Dental Health | 9 Comments

Although it’s sometimes overlooked, flossing once every day helps you keep your teeth and gums healthy. It reaches those pesky areas a toothbrush can’t — in between the teeth — to eliminate plaque buildup. Using the right techniques and avoiding the wrong ones can maximize the effectiveness of...

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What You Should Know About Receding Gums

By Matt Wilkes | Members, Dental Health | 2 Comments

While often overlooked, gums are vital to your dental health. They hold your teeth in place and protect the delicate root underneath from bacteria and deterioration from eating, chewing, and brushing. Failing to brush and floss — or doing so incorrectly — can cause the gums to recede.

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11 Life Insurance Terms You Should Know

By Matt Wilkes | Employee Benefits, Members, Employers, Group Life Benefits, Life Insurance | No Comments

If your company offers group life benefits, you may wonder what the various terminology means — after all, it’s a bit different than health and dental insurance. We’re here to help! Here are some common terms you may run across when reviewing your life policy and what they mean.

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What's a Missing Tooth Clause?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | 1 Comment

Whether you’re an HR professional shopping for dental coverage or a broker preparing clients for open enrollment, it’s important to have a strong understanding of the available plans. Nearly all plans have limitations, and learning more about them can help you make the best decision for your...

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