---
title: Beam Dental Blog | Members
description: Members | Get oral health tips, understand your dental benefits better, and read the latest Beam news on our dental blog!
---

[![beam](https://blog.beam.dental/hubfs/Beam_Dental_March2018%20Theme/Images/beam_logo_dark@2x-278c5f6aef24a9f9801ee38e6728250b.png)](http://beam.dental/)

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- Topics 
    - [Dental Health](https://blog.beam.dental/tag/dental-health)
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    - [Vision Benefits](https://blog.beam.dental/tag/vision-insurance)
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# Beam Dental Blog

# members

Nov 15

## [The Beginner's Guide to Teeth Whitening](https://blog.beam.dental/teeth-whitening)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Members](https://blog.beam.dental/tag/members), [Dental Health](https://blog.beam.dental/tag/dental-health) | [2 Comments](https://blog.beam.dental/teeth-whitening#comments-listing)

Most people desire a bright, white smile they can show off with confidence. But many factors can conspire together to discolor teeth — some you can control and others you can't. Fortunately, there’s a potential solution for pesky stains: teeth whitening.

[Read More](https://blog.beam.dental/teeth-whitening)

Apr 20

## [What Is a Waiting Period for Dental Insurance?](https://blog.beam.dental/what-is-a-waiting-period-dental-insurance)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](https://blog.beam.dental/tag/dental-insurance), [Brokers](https://blog.beam.dental/tag/brokers), [Dental Benefits](https://blog.beam.dental/tag/dental-benefits), [Members](https://blog.beam.dental/tag/members), [Employers](https://blog.beam.dental/tag/employers) | [1 Comment](https://blog.beam.dental/what-is-a-waiting-period-dental-insurance#comments-listing)

When you purchase something new, you probably want to use it right away. Dental insurance doesn’t always work that way. Some plans come with a “waiting period.” What does that mean, and does Beam have a waiting period? Allow us to explain.

[Read More](https://blog.beam.dental/what-is-a-waiting-period-dental-insurance)

Feb 02

## [Just Got Dental Insurance? Here's What to Know](https://blog.beam.dental/dental-insurance-what-to-know)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](https://blog.beam.dental/tag/dental-insurance), [Dental Benefits](https://blog.beam.dental/tag/dental-benefits), [Members](https://blog.beam.dental/tag/members) | [1 Comment](https://blog.beam.dental/dental-insurance-what-to-know#comments-listing)

So, you just signed up for dental insurance for the first time. This is an important step for keeping a healthy mouth and a bright smile! Before scheduling your first appointment with a dentist, though, it pays to learn more about your coverage. By getting familiar with insurance terminology and...

[Read More](https://blog.beam.dental/dental-insurance-what-to-know)

Dec 10

## [Do Dental Benefits Roll Over From Year to Year?](https://blog.beam.dental/do-dental-benefits-roll-over)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](https://blog.beam.dental/tag/dental-insurance), [Brokers](https://blog.beam.dental/tag/brokers), [Dental Benefits](https://blog.beam.dental/tag/dental-benefits), [Members](https://blog.beam.dental/tag/members), [Employers](https://blog.beam.dental/tag/employers) | [No Comments](https://blog.beam.dental/do-dental-benefits-roll-over#comments-listing)

PPO dental plans often come with annual maximums, which are just what they sound like: the maximum amount of money your plan pays for covered dental services in a benefit year. If you go over this threshold, you’d pay for any remaining services out of pocket. That said, many people don’t meet their...

[Read More](https://blog.beam.dental/do-dental-benefits-roll-over)

Dec 03

## [4 Tips for Navigating Open Enrollment in 2020](https://blog.beam.dental/open-enrollment-tips-2020)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Dental Insurance](https://blog.beam.dental/tag/dental-insurance), [Employee Benefits](https://blog.beam.dental/tag/employee-benefits), [Dental Benefits](https://blog.beam.dental/tag/dental-benefits), [Members](https://blog.beam.dental/tag/members), [Vision Insurance](https://blog.beam.dental/tag/vision-insurance), [Open Enrollment](https://blog.beam.dental/tag/open-enrollment), [Group Life Benefits](https://blog.beam.dental/tag/group-life-benefits), [Life Insurance](https://blog.beam.dental/tag/life-insurance), [Vision Benefits](https://blog.beam.dental/tag/vision-benefits) | [1 Comment](https://blog.beam.dental/open-enrollment-tips-2020#comments-listing)

It’s that time of year for many companies across the nation: open enrollment. As an employee, this is your only opportunity to select benefits for the next year (unless you have a [qualifying life event](https://blog.beam.dental/life-changes-switching-dental-benefits)), which means it’s not something to take lightly. You’ll be making crucial decisions about your...

[Read More](https://blog.beam.dental/open-enrollment-tips-2020)

Nov 19

## [What to Know About Face Masks & Your Dental Health](https://blog.beam.dental/face-masks-dental-health)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Members](https://blog.beam.dental/tag/members), [Dental Health](https://blog.beam.dental/tag/dental-health) | [No Comments](https://blog.beam.dental/face-masks-dental-health#comments-listing)

Masks have become a part of everyday life in 2020, as research has increasingly shown they’re effective in slowing the spread of COVID-191. Whether you wear a mask while you work or when you go to the grocery store, you may wonder if it has any consequences for your dental health. Long story short:...

[Read More](https://blog.beam.dental/face-masks-dental-health)

Sep 30

## [How Long Should You Brush Your Teeth?](https://blog.beam.dental/how-long-should-you-brush-your-teeth)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Members](https://blog.beam.dental/tag/members), [Dental Health](https://blog.beam.dental/tag/dental-health) | [3 Comments](https://blog.beam.dental/how-long-should-you-brush-your-teeth#comments-listing)

You’ve heard it time and time again — brushing twice per day is the first step in a strong [dental care routine](https://blog.beam.dental/preventative-dental-care). While that recommendation may be as ingrained in your head as “breakfast is the most important meal of the day,” don’t take it for granted. Taking the right approach to brushing will only...

[Read More](https://blog.beam.dental/how-long-should-you-brush-your-teeth)

Aug 27

## [The Do's and Don'ts of Flossing](https://blog.beam.dental/the-dos-and-donts-of-flossing)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Members](https://blog.beam.dental/tag/members), [Dental Health](https://blog.beam.dental/tag/dental-health) | [1 Comment](https://blog.beam.dental/the-dos-and-donts-of-flossing#comments-listing)

Although it’s sometimes overlooked, flossing once every day helps you keep your teeth and gums healthy. It reaches those pesky areas a toothbrush can’t — in between the teeth — to eliminate plaque buildup. Using the right techniques and avoiding the wrong ones can maximize the effectiveness of your...

[Read More](https://blog.beam.dental/the-dos-and-donts-of-flossing)

Aug 19

## [What You Should Know About Receding Gums](https://blog.beam.dental/receding-gums)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Members](https://blog.beam.dental/tag/members), [Dental Health](https://blog.beam.dental/tag/dental-health) | [2 Comments](https://blog.beam.dental/receding-gums#comments-listing)

While often overlooked, gums are vital to your dental health. They hold your teeth in place and protect the delicate root underneath from bacteria and deterioration from eating, chewing, and brushing. Failing to brush and floss — or [doing so incorrectly](https://blog.beam.dental/how-to-prevent-gum-disease) — can cause the gums to recede.

[Read More](https://blog.beam.dental/receding-gums)

Aug 12

## [11 Life Insurance Terms You Should Know](https://blog.beam.dental/life-insurance-terms-you-should-know)

By [Matt Wilkes](https://blog.beam.dental/author/matt-wilkes) | [Employee Benefits](https://blog.beam.dental/tag/employee-benefits), [Members](https://blog.beam.dental/tag/members), [Employers](https://blog.beam.dental/tag/employers), [Group Life Benefits](https://blog.beam.dental/tag/group-life-benefits), [Life Insurance](https://blog.beam.dental/tag/life-insurance) | [No Comments](https://blog.beam.dental/life-insurance-terms-you-should-know#comments-listing)

If your company offers [group life benefits](https://blog.beam.dental/why-your-company-should-offer-group-life-benefits), you may wonder what the various terminology means — after all, it’s a bit different than health and dental insurance. We’re here to help! Here are some common terms you may run across when reviewing your life policy and what they mean.

[Read More](https://blog.beam.dental/life-insurance-terms-you-should-know)

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### Contact us

- [Help? (800) 648.1179](tel:18006481179)
- [support@beam.dental](mailto:support@beam.dental)

- Main Office:  
  [226 N 5th St. 4th Floor Columbus, OH 43215](https://www.google.com/maps/place/Beam+Dental/@39.9676512,-82.9976164,17z/data=!3m1!4b1!4m5!3m4!1s0x88388ff04b3c46f5:0xbb8c7359d63b5ac8!8m2!3d39.9676471!4d-82.9954277)
- Claims:  
  [PO Box 75372 Cincinnati, OH 45275](https://www.google.com/maps/place/Burlington,+KY+41005)
- Payer ID: **BEAM1**

© 2022 Beam Technologies Inc. All rights reserved.

\* Beam Perks™ is provided by Beam Perks™ LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1.800.648.1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beam.dental. Beam Perks™ may be changed at any time without notice and is subject to availability. See perks.beam.dental for Terms and Conditions.

† Lower rate based on group's participation in Beam Perks™ wellness program and a group aggregate Beam score of "A". Based on Beam® internal brushing and utilization data. Not all Products Available in All States.

¶ Access points are comprised of the following networks; Dental Benefit Providers (DBP), Careington, DenteMax Plus, Connection Dental, and First Dental Health.

‡ There is no discount associated with the bundling of products.

## Pricing customization may vary based on state specific limitations. Refer to plan documentation for full details of your plan.

Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC. Dental policy form series numbers NDNGRP 04/06, NDNGRP 2010, and NDNGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in DE, ID, NY, LA (4/1/22), OH (4/1/22), TX (4/1/22), and UT (4/1/22). Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Vision Policy form series numbers NVIGRP 11-13, NVIGRP 5-07 and NVIGRP 2020. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Life, Short-Term Disability and Long-Term Disability Additional Value Added Services are not available in the state of Louisiana.  
National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.

DHMO dental product available in CA, underwritten and administered by California Dental Network, marketed by Beam Insurance Services LLC. Beam Perks™ and Beam Perks™ rewards program not available for DHMO product members.

***BM-WEB-0002-201707***