employers

What Is a Waiting Period for Dental Insurance?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | No Comments

When you purchase something new, you probably want to use it right away. Dental insurance doesn’t always work that way. Some plans come with a “waiting period.” What does that mean, and does Beam have a waiting period? Allow us to explain.

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Do Dental Benefits Roll Over From Year to Year?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | No Comments

PPO dental plans often come with annual maximums, which are just what they sound like: the maximum amount of money your plan pays for covered dental services in a benefit year. If you go over this threshold, you’d pay for any remaining services out of pocket. That said, many people don’t meet...

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Beam Introduces Innovative, Prevention-Focused Brush Bucks Dental Plan

By Matt Wilkes | Dental Insurance, Beam News, Brokers, dental plan, Dental Benefits, Employers | No Comments

COLUMBUS, Ohio (October 21, 2020) — Beam Dental, one of the fastest-growing dental benefits providers in the country, has unveiled its new Brush Bucks plan designed to save employers and members money while providing fully covered preventative care.*

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Your Company's Guide to Conducting a Virtual Open Enrollment

By Matt Wilkes | Employee Benefits, Dental Benefits, Open Enrollment, Employers | No Comments

The ongoing pandemic has brought on numerous challenges and changes for businesses, forcing them to adopt digital-first approaches and remote work. As many companies continue to work from home, an important period of the year will be impacted: open enrollment.

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11 Life Insurance Terms You Should Know

By Matt Wilkes | Employee Benefits, Members, Employers, Group Life Benefits, Life Insurance | No Comments

If your company offers group life benefits, you may wonder what the various terminology means — after all, it’s a bit different than health and dental insurance. We’re here to help! Here are some common terms you may run across when reviewing your life policy and what they mean.

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What's a Missing Tooth Clause?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | 1 Comment

Whether you’re an HR professional shopping for dental coverage or a broker preparing clients for open enrollment, it’s important to have a strong understanding of the available plans. Nearly all plans have limitations, and learning more about them can help you make the best decision for your...

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3 Reasons Your Company Should Offer Group Life Benefits

By Matt Wilkes | Employee Benefits, Employers, Group Life Benefits, Life Insurance | No Comments

As Q3 begins, many companies around the country are starting to prepare for open enrollment. That means it’s time to not only evaluate your organization’s current benefits, but it’s also prudent to research new lines of coverage your employees could find valuable. 

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MAC vs. UCR Dental Plans: What's the Difference?

By Matt Wilkes | Dental Insurance, Brokers, Dental Benefits, Members, Employers | No Comments

You go to schedule an appointment with your dentist only to find out they’re not in-network with Beam. What now? Don’t stress — you can still visit your provider of choice! While staying in-network is often the most cost-effective option, you can still affordably visit an out-of-network dentist....

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How We Use Spotify to Keep Employees Engaged & Connected

By Zak Richardson | Employers, Working From Home, Culture | No Comments

“Beginning Monday, March 16, we will be switching to work from home…”

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Why Your Company Should Offer Vision Benefits

By Matt Wilkes | Vision Insurance, Employers | No Comments

More and more companies across the United States are offering healthcare benefits. A 2019 survey showed well over half of companies offer health insurance, and nearly all firms with 200 or more employees provide it. Among the surveyed companies that offer healthcare, 60% provide dental. The...

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