At Beam, we incorporate modern technology and a seamless interface that makes it easier and simpler for employee benefits brokers to effectively increase enrollment. We understand the challenges that...
When you purchase something new, you probably want to use it right away. Dental insurance doesn’t always work that way. Some plans come with a “waiting period.” What does that mean, and does Beam have a waiting period? Allow us to explain.
PPO dental plans often come with annual maximums, which are just what they sound like: the maximum amount of money your plan pays for covered dental services in a benefit year. If you go over this threshold, you’d pay for any remaining services out of pocket. That said, many people don’t meet their...
COLUMBUS, Ohio (October 21, 2020) — Beam Dental, one of the fastest-growing dental benefits providers in the country, has unveiled its new Brush Bucks plan designed to save employers and members money while providing fully covered preventative care.*
COLUMBUS, Ohio (October 7, 2020) — Beam Dental, one of the country’s fastest-growing ancillary benefits providers, today announced a new bonus program to help broker partners earn more in the final quarter of 2020.
Q4 will be here before you know it, which means small and mid-sized businesses across the country will be selecting benefits for 2021. As brokers prepare for the busiest time of year, preparation is key to being a trusted advisor — and that means understanding clients’ needs to determine what’s...
Whether you’re an HR professional shopping for dental coverage or a broker preparing clients for open enrollment, it’s important to have a strong understanding of the available plans. Nearly all plans have limitations, and learning more about them can help you make the best decision for your...
You go to schedule an appointment with your dentist only to find out they’re not in-network with Beam. What now? Don’t stress — you can still visit your provider of choice! While staying in-network is often the most cost-effective option, you can still affordably visit an out-of-network dentist....
Many insurance brokers incorporate technology into their businesses to stay competitive in an increasingly digital world. The importance of tech is being put to the test with the COVID-19 pandemic. With people across the world forced to work from home, brokers using digital tools are...
Millennials now make up over one-third of the American workforce1, and marketing to this group requires a tech-centric approach from insurance brokers. Our last post covered a few best practices in part one, including the use of social media, which we’re going to dive into in more depth.
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* Beam Perks™ is provided by Beam Perks™ LLC. Eligible members age 4 and up at the time of enrollment are eligible to receive Beam Perks™ and must select their Beam Brush color within 45 days of enrollment to participate. If you do not have a mobile device you can obtain Beam Perks™ by contacting Customer Operations at 1.800.648.1179. Beam Perks™ can be obtained separately without the purchase of an insurance product by visiting perks.beam.dental. Beam Perks™ may be changed at any time without notice and is subject to availability. See perks.beam.dental for Terms and Conditions.
† Lower rate based on group's participation in Beam Perks™ wellness program and a group aggregate Beam score of "A". Based on Beam® internal brushing and utilization data. Not all Products Available in All States.
¶ Access points are comprised of the following networks; Dental Benefit Providers (DBP), Careington, DenteMax Plus, Connection Dental, and First Dental Health.
‡ There is no discount associated with the bundling of products.
## Pricing customization may vary based on state specific limitations. Refer to plan documentation for full details of your plan.
Dental and vision insurance products underwritten by National Guardian Life Insurance Company (NGL), Madison, WI, marketed by Beam Insurance Services LLC. Dental policy form series numbers NDNGRP 04/06, NDNGRP 2010, and NDNGRP 2020. Dental and vision products underwritten by Nationwide Life Insurance Company, Columbus, OH in DE, ID, NY, LA (4/1/22), OH (4/1/22), TX (4/1/22), and UT (4/1/22). Dental and vision products administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC, in Texas). Vision insurance products underwritten by Vision Service Plan (VSP) in WA. Vision insurance products administered by Vision Service Plan Insurance Company. Vision Policy form series numbers NVIGRP 11-13, NVIGRP 5-07 and NVIGRP 2020. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Group Short-Term Disability and Long-Term Disability insurance products are underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life, Short-Term Disability, and Long-Term Disability products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. Life, Short-Term Disability and Long-Term Disability Additional Value Added Services are not available in the state of Louisiana.
National Guardian Life Insurance Company, Madison, WI, is not affiliated with The Guardian Life Insurance Company of America, a.k.a. The Guardian, or Guardian Life.
DHMO dental product available in CA, underwritten and administered by California Dental Network, marketed by Beam Insurance Services LLC. Beam Perks™ and Beam Perks™ rewards program not available for DHMO product members.
BM-WEB-0002-201707
